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Person-to-Person Payments (P2P)

All you need is an email address.
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P2P Payments

P2P lets you send money to friends and family electronically without the hassle and delay of paper checks. No special digital wallets are required, all you need is the recipient's email address.  Each person's bank account information is kept private.  Payments are easy, secure, and FREE.  


  1. Log in to Online Banking
  2. Click on "My View"
  3. Click on "Configure This Page"
  4. Drag and drop, or use the (+), to add the P2P widget to your view. 
You can make payments from $1 to $2500 in a 24-hour period. 
The "Keyword" is a specific word you create - you will need to share this with the Payee. The Payee must enter this "Keyword" in the P2P email they receive. This is meant to authenticate the Payee before they are allowed to enter their bank account information.
You can only have one checking account set up with P2P.  To change the account, contact us during regular hours at 1-800-BNC-BANK.
The receiving bank will return the unpaid payment to BNC. When we receive it, we will credit your account, and you can establish a new payment.
No, P2P can only be used in the United States.
Once the receiver has completed their portion of the transaction, the funds will be deposited into their account within 3 business days. 
You can stop a payment as long as the payment still reads "pending" status in your Online Banking.
You can change a payment as long as the payment still reads "pending" status in your Online Banking.
You will need to call us during regular banking hours at 1-800-BNC-BANK.

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