Mobile Deposit allows you to deposit checks from BNC’s Mobile App. Simply take a picture of the front and back of your endorsed check, and then submit it for deposit to your approved BNC National Bank checking, savings or money market account. To enroll, please contact us at 1-800-BNC-Bank (1-800-262-2265), or email us firstname.lastname@example.org. For details, please refer to Mobile Deposit's Terms & Conditions.
Checks must be payable to the account holder and endorsed by the account holder. Additionally, a restriction should be placed on the endorsement by printing these words directly underneath the endorsement: Mobile Deposit Only. Failure to properly endorse checks could result in termination of service.
Funds deposited using Mobile Deposit will generally be made available the next business day from the day of deposit. However, the availability of funds may be delayed for a longer period of time under certain circumstances. Deposits received and accepted by 7:00 p.m. Central Time on a business day we are open is considered to be received that day. Deposits received after 7:00 p.m. Central Time will be received on the next business day.
All Mobile Deposits are subject to verification and will not be available for immediate withdrawal.
After submitting the check through Mobile Deposit, review your account history the next business day to verify the deposit. Once you have verified the deposit, you may destroy the original paper check. Checks should be destroyed within 14 days of making your deposit.