SBA Lending

The Small Business Administration  (SBA) created a program of government-guaranteed loans designed to help small businesses, which might not normally qualify for credit, get the funding they need for their company’s immediate and long-term goals.

Businesses that might qualify for an SBA Loan include:

  • Owner-operated
  • Sole proprietorship, corporation or professional partnership
  • For profit

Your business must also be:

  • Within the SBA designated size guidelines
  • Unable to secure other credit with reasonable terms

SBA financing can be used for:

  • Working capital
  • Equipment
  • Inventory
  • Commercial Real Estate – purchase, refinance or construction
  • Debt refinance
  • Business acquisition

SBA Loans offer a variety of advantages over conventional financing:

  • Longer terms lower down payments
  • No balloon payments
  • Less restrictive financial covenants

Contact our knowledgeable and award-winning staff* for answers to your questions and assistance with a variety of loans available including:

  •  7(a) loans up to $5,000,000
  •  504 loans
  •  Express Loans

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*Two staff members have been recognized as Financial Services Champion of the Year by the United States Small Business Administration (2010 and 2011). SBA defines the winner as "an individual who assists small business owners in providing the amount and quality of assistance required to obtain financing to advance small business interests."

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