Personal Loans

Personal Loans

BNC offers a variety of fixed and variable rate installment loans. Whether you are looking to purchase a car, boat, RV, or consolidate debt, we have options to suit your needs.

Determine your monthly loan payment and more by using one of the Loan Calculators on our website.

Determine the retail or trade-in value of your new or used auto using National Auto Dealers Association(NADA) or the Kelley Blue Book.

Stop in to one of our branches or APPLY NOW!

Lines of Credit

Avoid overdrafts on your checking account with our "No Annual Fee" overdraft protection plan.  Funds are automatically transferred from this personal line of credit to your BNC checking account to cover checks being presented for payment.


Home Equity Loans

BNC offers home equity loans and lines of credit.  Use the equity in your home to buy a car, make improvements to your home, take a vacation, consolidate your debt, or any other way you wish. Use one of the Loan Calculators to see some of your options.

?Fixed Rate Home Equity Loans:

Our Fixed Rate Home Equity loan is an ideal way to borrow when a steady monthly payment works best for you. Interest may be tax deductible.*


Home Equity Lines of Credit:

Our Home Equity Line of Credit is a revolving line of credit, you decide when to access the funds and where to use them. Not only is it a convenient way to fund ongoing expenses, but it can also be more cost-effective then other types of loans and interest may be tax deductible.*


*Consult a tax advisor regarding the deductibility of interest.

For more information on this or other products and services Contact Us.

Online Banking

Application Center

Select from the list below to open the account of your choice today!

How Can We Help You?

Not in our list? No problem! Contact us or call 1-800-BNC-BANK and we will gladly help you.