Personal Loans

Personal Loans

BNC offers a variety of fixed and variable rate installment loans. Whether you are looking to purchase a car, boat, RV, or consolidate debt, we have options to suit your needs.

Determine your monthly loan payment and more by using one of the Loan Calculators on our website.

Determine the retail or trade-in value of your new or used auto using National Auto Dealers Association(NADA) or the Kelley Blue Book.
 

Stop in to one of our branches or APPLY NOW!

 
Lines of Credit

Avoid overdrafts on your checking account with our "No Annual Fee" overdraft protection plan, WealthProtector.  Funds are automatically transferred from this personal line of credit to your BNC checking account to cover checks being presented for payment.

 

Home Equity Loans

BNC offers home equity loans and lines of credit.  Use the equity in your home to buy a car, make improvements to your home, take a vacation, consolidate your debt, or any other way you wish. Use one of the Loan Calculators to see some of your options.

Home Equity Loans offer

  • A fxed interest rate
  • A fixed payment
  • 1-10 year terms /can be amortized over 15 years
  • Up to 85% combined loan-to-value

Your interest may be tax deductible, consult your tax advisor.
*Additional fees may apply.


*Fees as of 09-30-2011
Arizona - Title work - $75.00, Record Deed of Trust - $10.00, Flood Certification - $16.00, Credit Reports - $5.00 per person. Minnesota - Title work - $100.00, Record mortgage - $46.00, Environmental fee - $5.00, Mortgage Registration Tax - .0024 x loan amount, Flood Certification - $16.00, Credit Reports - $5.00 per person. North Dakota - Title work - $100.00 - $150.00, Record mortgage - $19.00, Flood Certification - $16.00, Credit Reports - $5.00 per person.

 

Home Equity Lines of Credit

BNC offers home equity loans and lines of credit.  Use the equity in your home to buy a car, make improvements to your home, take a vacation, consolidate your debt, or any other way you wish.

Home Equiry Lines of Credit offer

  • Variable interest rate
  • Pay interest only or pay 2% of the balance
  • 1-5 year terms
  • Up to 85% combined loan-to-value

Your interest may be tax deductible, consult your tax advisor.
*Additional fees may apply.
 

*Fees as of 09-30-2011
Arizona - Title work - $75.00, Record Deed of Trust - $10.00, Flood Certification - $16.00, Credit Reports - $5.00 per person. Minnesota - Title work - $100.00, Record mortgage - $46.00, Environmental fee - $5.00, Mortgage Registration Tax - .0024 x loan amount, Flood Certification - $16.00, Credit Reports - $5.00 per person. North Dakota - Title work - $100.00 - $150.00, Record mortgage - $19.00, Flood Certification - $16.00, Credit Reports - $5.00 per person.

Want more information? It's Easy!

Apply online, visit a local branch, fill out a contact us form and a banking representative will contact you, or call us at 1-800-BNC-BANK (1-800-262-2265).

Online Banking

Application Center

Select from the list below to open the account of your choice today!

How Can We Help You?

Not in our list? No problem! Contact us or call 1-800-BNC-BANK and we will gladly help you.