Insured Cash Sweep - Personal

What is ICSSM?

Insured Cash SweepR service is a smart, secure and convenient way to safeguard your large deposits.


How can ICS benefit you?

Earn interest. Put excess cash balances to work by placing funds into demand deposit accounts using the ICS demand option, into money market deposit accounts using the ICS savings option, or into both.

Enjoy peace of mind. Your ICS funds are eligible for multi-million-dollar protection that’s backed by the full faith and credit of the United States government.

Enjoy flexibility. The ICS demand option offers full liquidity through unlimited program withdrawals.

The ICS savings option offers access to funds through up to six program withdrawals each month.

Your funds can be placed using either or both ICS options to best match your cash management and liquidity needs.


How can you take advantage of ICS?

Contact one of our personal bankers today! Let’s talk about how ICS can work for you, and how you can enjoy yield, peace of mind and flexibility – all at the same time.

ICSSM and CDARSR Handout



Placement of your funds through the ICS service is subject to the terms, conditions, and disclosures set forth in the agreements, including the ICS Deposit Placement Agreement, that you enter into with us. Limits and customer eligibility criteria apply. When using the ICS savings option, program withdrawals are limited to six per month. ICS is a service mark, and Insured Cash Sweep is a registered service mark, of Promontory Interfinancial Network, LLC.

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