Health Savings Accounts - Personal


A Health Savings Account (HSA) is a tax-advantaged account established for the purpose of paying medical expenses in conjunction with a high-deductible health care plan.


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Eligibility

You can open an HSA if you:
1. Are covered under a high-deductible health plan (HDHP);
2. Are not also covered by any other health plan that is not an HDHP (with certain exceptions for plans providing certain limited types of coverage);
3. Are not enrolled in Medicare; and
4. May not be claimed as a dependent on another person’s tax return.


Contributing to Your HSA

BNC National Bank provides many convenient options for you to make a contribution to your HSA.


Distributing from Your HSA

BNC National Bank provides you many convenient options for quickly and easily accessing your HSA funds.  Keep in mind, only “qualified” medical expenses will be tax-free / penalty-free.


Features of your HSA

Want more information? It's Easy!

Apply online, visit a local branch, fill out a contact us form and a banking representative will contact you, or call us at 1-800-BNC-BANK (1-800-262-2265).

Online Banking

Application Center

Select from the list below to open the account of your choice today!

How Can We Help You?

Not in our list? No problem! Contact us or call 1-800-BNC-BANK and we will gladly help you.