Health Savings Accounts - Personal

A Health Savings Account (HSA) is a tax-advantaged account established for the purpose of paying medical expenses in conjunction with a high-deductible health care plan.

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You can open an HSA if you:
1. Are covered under a high-deductible health plan (HDHP);
2. Are not also covered by any other health plan that is not an HDHP (with certain exceptions for plans providing certain limited types of coverage);
3. Are not enrolled in Medicare; and
4. May not be claimed as a dependent on another person’s tax return.

Contributing to Your HSA

BNC National Bank provides many convenient options for you to make a contribution to your HSA.

Distributing from Your HSA

BNC National Bank provides you many convenient options for quickly and easily accessing your HSA funds.  Keep in mind, only “qualified” medical expenses will be tax-free / penalty-free.

Features of your HSA

For more information on this or other products and services Contact Us.

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Application Center

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How Can We Help You?

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