Mobile/Text

Bank on the go with BNC Mobile and Text!

 

Features Mobile App Mobile Web Text Banking
Check Account Balances
Transfer funds between NBC accounts  
View and pay bills*  
View Transaction history
Deposit Checks**    
Activate and deactivate ATM/Debit Cards  
Send P2P Payments*  
View and update Alert notifications  
Locate branches and ATMs  

*Payees must first be established within your Online Banking Account via a MAC/PC web browser.
** Checks may be deposited for approved consumer accounts only. Contact BNC to have your consumer account enabled.

BNC National Bank does not charge for use of the BNC Mobile Apps, BNC Mobile Web, or BNC Text Banking. However, fees may apply for using services available within those products. Additionally, your mobile carrier may charge for data and text message usage.

Mobile & Text Assistance Guides:

Mobile App Enrollment Guide - Android

Mobile  App Enrollment Guide - iPhone

Mobile/Text Enrollment Guide

Mobile Deposit Guide

 

Mobile Deposit is here...and its FREE!

To enroll, simply call 1-800-BNC-BANK (262-2265) or contact us at eservices@BNCbank.com today!

 

Mobile Deposit FAQs:

What is Mobile Deposit?
Is there a fee to use Mobile Deposit?
How do I get Mobile Deposit?
What accounts are eligible for Mobile Deposit?
Are there deposit limits?
When are my deposits available?
What types of checks can I deposit?
What are the endorsement requirements for Mobile Deposit?
What do I do with my paper check?
What devices are supported for Mobile Deposit?
Why do I not have the Mobile Deposit option available in my Mobile App?
How do I review my Mobile Deposits?

 

What is Mobile Deposit?
Mobile Deposit allows you to deposit checks from BNCís Mobile App.  Simply take a picture of the front and back of your endorsed check, and then submit it for deposit to your approved BNC National Bank checking, savings or money market account.  For details, please refer to Mobile Terms & Conditions.

 

Is there a fee to use Mobile Deposit?
BNC National Bank does not charge a fee for Mobile Deposit.

 

How do I get Mobile Deposit?
To enroll in Mobile Deposit, simply contact BNC National Bank.  Visit your branch, call 1-800-BNC-BANK (1-800-262-2265) or email us at eservices@bncbank.com.

 

What accounts are eligible for Mobile Deposit?
Consumer checking, savings and money market accounts are all eligible for Mobile Deposit.

 

Are there deposit limits?
The maximum deposit limit is $2,500 daily and $5,000 monthly.
There is no limit on the number of checks you can deposit per day or per month. 

 

When are my deposits available?
Funds deposited using Mobile Deposit will generally be made available the next business day from the day of deposit.  However, the availability of funds may be delayed for a longer period of time under certain circumstances.  Deposits received and accepted by 7:00 p.m. Central Time on a business day we are open is considered to be received that day.  Deposits received after 7:00 p.m. Central Time will be received on the next business day. 

All Mobile Deposits are subject to verification and will not be available for immediate withdrawal.

What types of checks can I deposit?
You can deposit any check payable in U.S. dollars and drawn at any U.S. bank.  These checks must be payable to, and endorsed by the account holder.
International checks, U.S. Savings Bonds, U.S. Postal Money Orders, remotely created checks, convenience checks, and cash are not eligible.

 

What are the endorsement requirements for Mobile Deposit?
Checks must be payable to the account holder and endorsed by the account holder.  Additionally, a restriction should be placed on the endorsement by printing these words directly underneath the endorsement:  Mobile Deposit Only.  Failure to properly endorse checks could result in termination of service.

 

What do I do with my paper check?
After submitting the check through Mobile Deposit, review your account history the next business day to verify the deposit.  Once you have verified the deposit, you may destroy the original paper check.  Checks should be destroyed within 14 days of making your deposit. 

 

What devices are supported for Mobile Deposit?
iPhone®, iPad® and Androidô devices are supported for Mobile Deposit.

 

Why do I not have the Mobile Deposit option available in my Mobile App?
You will need to contact BNC National Bank to enroll in Mobile Deposit.  Visit your branch, call 1-800-BNC-BANK (1-800-262-2265) or email us at eservices@bncbank.com.

 

How do I review my Mobile Deposits?
To review Mobile Deposits, simply open BNCís Mobile App.  Then, click Mobile Deposit and then Review Deposits.

 

 

Want more information? It's Easy!

Apply online, visit a local branch, fill out a contact us form and a banking representative will contact you, or call us at 1-800-BNC-BANK (1-800-262-2265).

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