Join Our Team

Job Summary

The position is primarily responsible for the Leadership and Management of the Disclosure Desk, audit and monitor controls to assure the mortgage lending team is compliant and identify compliance issues as they occur to ensure timely and accurate disclosure delivery.

Essential Functions

• Assist in developing, researching and monitoring mortgage policies and procedures to meet current regulatory and company guidelines in addition to recommending ways to streamline and improve policies, procedures and services for the benefit of customers and BNC National Bank.
• Oversee, lead and motivate; along with training and developing of the Disclosure Desk and Quality Assurance staff to ensure lending policies and procedures are adhered to while expanding the staff knowledge base regarding loan products and technology usage. Personnel development. Must have an ability to coach and mentor all employees under their supervision.
• Assures team maintains efficient levels of service and complies with regulatory timelines associated with the completion and dissemination of loan disclosures verified through the recording of events in LOS tracking system.
• Assures team follows outlined procedures for review, accuracy and data integrity of required compliance disclosures at initial application and at time of lock if necessary
• Works with peer departments to manage and maintain loan pipelines. Recommend procedures or strategies for improvement, identify issues or challenges the team needs to address timely.
• Displays fairness towards all subordinates. | Identifies performance expectations, gives timely feedback and conducts formal performance appraisals. | Helps employees to see the potential for developing their skills; assists them in eliminating barriers to their development. | Delegates responsibility where appropriate, based on the employee’s ability and potential. | Takes timely and appropriate corrective/disciplinary action with employees. | Takes specific steps to create and develop their diverse workforce and to promote an inclusive environment.
• Performs a leadership and decision making function incorporating necessary delegation skills while exercising strong critical thinking and conflict resolution qualities when managing and motivating personnel. Sets and works towards departmental goals throughout the year and meets or exceeds those goals consistently.

Qualifications

Required

• High School Diploma or equivalent
• Minimum of 5 years mortgage lending experience with a focus on Mortgage Compliance
• Proven track record of 2+ years of recruiting, hiring, motivating, and/or managing a disclosure or compliance team in the mortgage industry
• History of ability to direct the work of the disclosure desk or quality assurance team
• Proven ability to analyze and review loan documents and manage workflow
• Complete understanding of the legal, compliance, and investor requirements of residential mortgage products including conforming, alternative and government programs required.

Preferred

• Some college or Bachelor’s degree

The work setting

Must be available and able to work during regular Office Hours: 8:30 a.m. to 5:00 p.m. Monday through Friday in the posting Branch's location / office / building.

Requirements include being able to sit and work for extended periods of time on a computer.

Must possess the ability, with or without reasonable accommodation, to initiate or respond, orally or in writing, to requests for information received verbally or in writing from internal or external sources.

Must possess the ability, with or without reasonable accommodation, to input and retrieve information by using the keyboard and number pad of a personal computer.

We are an EEO/AA employer: women, minorities, the disabled and veterans are encouraged to apply.

BNC National Bank Mortgage Division is an established nationwide direct lender looking for experienced Mortgage Loan Originators to add to its growing team. Ideal candidates will have an existing book of business and a developed referral partner base that will benefit from our service oriented and sales driven culture. If you have a track record of sales success and great problem solving skills we would like you to join our team.

Responsibilities
Originate and manage a pipeline of loan applications and close an acceptable volume of quality loans. To accomplish these results you will engage in the following activities on a regular basis:

Execute consultative sales strategies to drive exceptional service and create trusted relationships

• Manage your application pipeline, which includes (in cooperation with our processing staff) working with applicants from application through closing.

Qualifications

You must have at least two years of residential mortgage experience. High School Diploma Required. Successful NMLS Registration Required.

 

 

 

 

 

Job Summary

As part of our Human Resources and Payroll team, you will assist in researching and answering policy, practice and benefit questions, proactively identify opportunities for improvement, and implement solutions employees’ trust. You will participate in creating and delivering well-communicated repeatable, efficient processes that enable employees and managers to focus on the business of BNC. You will maintain open lines of communication between Human Resources and Payroll, management and employees and protect BNC and our customers by assisting in compliance with employment laws, employment best practices and maintaining the confidentiality of employee information.

What you will do

• Respond to employee and supervisor inquiries on HR topics
• Recruiting administration including preparing job postings, offer letters, employment agreements
• New employee orientation and follow-up
• Compensation Administration – includes coordinating annual reviews, salary changes, and incentive payments.
• Benefits Administration – includes responding to inquiries, following up on benefit forms, and participating in annual benefits enrollment planning and communication.
• Timekeeping and payroll administration – includes monitoring timekeeping information, editing and approving leave requests, calculating/coordinating on commissions, and preparing data for upload into Payroll.
• Assist with employee performance management
• Monitor changes in employment regulations and collaborate with peers to maintain compliance
• Research, provide input and participate in efforts to create and streamline processes
• Protect BNC and our customers by strictly following policies and procedures, maintaining bank security, and the confidentiality of employee information
• Perform other duties as assigned

Qualifications

Required:

• 2 years of experience in two or more of the following areas: staffing, new hire orientation, compensation, benefits, or employee relations
• Bachelor’s degree in Human Resources, business or related field
• Working knowledge of Microsoft Product Suite – Word, Excel, and Outlook
• Must be able to communicate clearly, both in writing and orally to all employees and candidates.
• You enjoy accurately processing employee transactions using software
• You are a self-motivated problem solver

Preferred:

• 1+ years as Human Resources Generalist
• Experience using social media for recruiting
• Experience in Mortgage Banking or Financial Services Industry
• Additional education or training in Human Resources or payroll
• Experience with UltiPro Software, Time Force or Jack Henry Xperience Time Tracking
• Ability to create pivot tables, macros and user friendly graphs and charts using Excel

The work setting

You will enjoy a professional business environment inside our bank. Your work is on-site. Work hours are generally during regular business hours.

Tasks frequently require prolonged, mental, and visual concentration. At times, you may experience pressure or stress as you strive to complete multiple priorities within established deadlines. Some bending, turning, lifting and twisting is required.

Schedule: 8:30 AM to 5:00 PM Monday – Friday

We are an EEO/AA employer: women, minorities, the disabled and veterans are encouraged to apply.

Job Summary

As part of our commercial lending team, you will provide assistance with the administration of our existing loan portfolio.  You will work closely with our commercial lenders in the loan closing process and provide friendly and efficient customer service that builds our customer’s trust and loyalty.

What you will do

• Provide support in the loan closing process by requesting, preparing, and reviewing loan documentation in accordance with the loan approval terms.
• Perform due diligence required to successfully attach and perfect the Bank’s security interest in pledged collateral (complete lien searches, review title work, etc.).
• Manage and administer the existing commercial loan portfolio by collecting and reviewing customer financial information and monitoring tickler items.
• Effectively communicate with customers, accounting firms, legal counsel, title companies, other banks, and other departments within BNC, as necessary.
• Receive, review and submit loan payments to Processing Central.
• Ensure compliance with all applicable bank policies, procedures and regulatory statutes.
• Perform other duties as assigned.

Qualifications

Required

• You have a high school diploma or GED

Preferred

• Bachelor’s Degree in Accounting, Finance or Related Business field
• Previous experience in banking or commercial lending
• Working knowledge of lending products and services
• Proficient in Microsoft Office and other standard software applications
• You possess a high attention of detail and organizational skills.
• Excellent internal and external customer service and problem solving skills
• Excellent oral and written communication skills
• You enjoy building relationships, collaboration and teamwork.
• You are a self-motivated problem-solver.
• You maintain a high degree of confidentiality.

 The work setting

You will enjoy a professional business environment inside a stand-alone bank. Work hours are generally during regular, weekday business hours.

Tasks frequently require prolonged, mental, and visual concentration.  At times, you may experience pressure or stress as you strive to complete multiple priorities within established deadlines. Some bending, turning, lifting and twisting is required.

Schedule: Monday - Friday 8:00-5:00

We are an EEO/AA employer: women, minorities, the disabled and veterans are encouraged to apply.