Join Our Team

Job Summary

The position is primarily responsible for the delivery of collateral and closed loan packages to approved investors. Responsibilities include: shipping and review of loan files to ensure compliance with both internal and investor guidelines and ensure the completeness of files according to HUD and VA guidelines.

What you will do

• Review loan documents to ensure compliance with internal and investor guidelines
• Deliver collator and closed loan packaged to approved investors for purchase
• Stack or prepare files in the investors shipping order and review each file for accuracy. Scan files and prepare each file for delivery to the investor via UPS or electronically.
• Obtain missing or inaccurate information prior to shipping files to the investor.
• Ensure completeness of files according to HUD and VA guidelines.
• Create and maintain accurate reports for tracking of file status.
• Support other Post Closing Shipping, Suspense, and Final Document Coordinators. Assist with loan document tracking and storage, HMDA data analysis, purchase advice, data entry, and calls regarding 1st payments as needed.
• Assist other departments and fellow team members with their workloads to ensure a smooth flow of production of loans, which are eligible for sale to investors.
• Perform other duties as assigned.

Qualifications

Required

• High school diploma or GED
• 6-24 months of Mortgage Lending experience and/or secondary market experience
• 1-2 years of recent mortgage lending experience or related field
• Must be reliable, detail oriented, and hardworking individual

Preferences

• Additional college education or related training
• 1 year of experience as Processor, Shipper, or similar position in the Residential Mortgage Industry
• Excellent written and oral communication skills
• Great attention to detail
• Ability to work independently, multitask, and prioritize to meet deadlines
• Knowledge of Encompass software

The work setting

Must be available and able to work during regular Office Hours: 8:30 a.m. to 5:00 p.m. Monday through Friday in the posting Branch's location / office / building. Requirements include being able to sit and work for extended periods of time on a computer. Must possess the ability, with or without reasonable accommodation, to initiate or respond, orally or in writing, to requests for information received verbally or in writing from internal or external sources. Must possess the ability, with or without reasonable accommodation, to input and retrieve information by using the keyboard and number pad of a personal computer.

BNC National Bank is an EEO/AA employer: women, minorities, the disabled and veterans are encouraged to apply.

BNC National Bank Mortgage Division is an established nationwide direct lender looking for experienced Mortgage Loan Originators to add to its growing team. Ideal candidates will have an existing book of business and a developed referral partner base that will benefit from our service oriented and sales driven culture. If you have a track record of sales success and great problem solving skills we would like you to join our team.

Responsibilities
Originate and manage a pipeline of loan applications and close an acceptable volume of quality loans. To accomplish these results you will engage in the following activities on a regular basis:

Execute consultative sales strategies to drive exceptional service and create trusted relationships

• Manage your application pipeline, which includes (in cooperation with our processing staff) working with applicants from application through closing.

Qualifications

You must have at least two years of residential mortgage experience. High School Diploma Required. Successful NMLS Registration Required.

Job Summary

This position requires 3 years lending experience and is responsible for review of closing documentation for data integrity and prior to fund conditions, funding of loans, or other functions necessary to ensure disbursement of funds pertaining to the mortgage loans and closing of mortgage loan files. 

Responsibilities

• Accurately review the title commitment, lock confirmation, approval sheet and loan documents for the write-up of data input into Encompass and Doc Magic and assure all documents agree with the loan requirements. Must be able to interpret and analyze credit reports, title reports, appraisal reports, flood, income/asset verification and analysis.
• Prepare closing figures and review/approve CD from the title company for accuracy and that it meets regulatory guidelines
• Manage work flow to accommodate the required minimum files completed per month and to accommodate rush request as needed.
• Timely review of the closed loan package to assure accuracy of signed documents and funding is completed on the disbursement date.
• Clear suspense items quickly and accurately.
• Effectively communicate with team members and liaison between departments to ensure timely and accurate closings and fundings of loans; find resolutions to issues that arise with both internal and external customers treating all clients with respect. Must have the ability to work well with others/departments and encourage team effort.
• Responsible for assisting other departments and fellow team members with their workloads to ensure a smooth flow of production of loans, which are eligible for sale to investors 

Qualifications

• A minimum of High School Diploma or equivalent required. Some college preferred.
• Requires a minimum of 3 years of recent mortgage lending experience or related field.
• Must be reliable, detail oriented and hard working individual. 
• We require at least one year of experience as a Processor, Underwriter or similar position in the Residential Mortgage Industry

The work setting

• Must be available and able to work during regular Office Hours: 8:30 a.m. to 5:00 p.m. Monday through Friday in the posting Branch's location / office / building.  
• Requirements include being able to sit and work for extended periods of time on a computer. 
• Must possess the ability, with or without reasonable accommodation, to initiate or respond, orally or in writing, to requests for information received verbally or in writing from internal or external sources. 
• Must possess the ability, with or without reasonable accommodation, to input and retrieve information by using the keyboard and number pad of a personal computer.   

We are an EEO/AA employer: women, minorities, the disabled and veterans are encouraged to apply.