Please read the terms below..... Click on Submit at the end of the documents to complete the application. By submitting this application, all terms are accepted by the customer.
Continue on to Finalize Application
I/We represent that this application is complete and accurate and fully reflects my/our financial condition on the date shown below. I/We agree to notify Lender immediately, in writing, of any adverse change in my/our financial condition. I/we understand that Lender will retain this Application whether or not it is approved.
INFORMATION DISCLOSURE AUTHORIZATION
To Whom it May Concern:
I/We hereby authorize you to release to BNC National Bank its successors and/or assigns, for verification purposes, information concerning:
[ X ] Employment history, dates, title, income, hours worked, etc…
[ X ] Checking, savings, and investment accounts (including copies of statements, etc.).
[ X ] Mortgage/Consumer/Business loan rating, (opening date, high credit, payment amount, loan balance, and payment record).
[ X ] Personal and business records from accountants, attorneys, etc… that may have information required for the processing of a loan.
[ X ] Any information deemed necessary in connection with a credit report for a mortgage/consumer/business loan transaction.
The information is for the confidential use of the lender in determining my/our creditworthiness for a mortgage/consumer/business purpose loan.
A PHOTOGRAPHIC COPY of the under sign's authorization MAY BE DEEMED TO BE THE EQUIVALENT OF THE ORIGINAL and MAY BE USED AS A DUPLICATE ORIGINAL. The original signed form is maintained in the BNC NATIONAL BANK, 322 EAST MAIN, BISMARCK, ND 58501 OFFICE.
Your prompt reply will help my/our loan transaction.
Procedures for opening a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What this means for you:
When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
Credit Disclosure Statement
Borrowers of BNC National Bank are not required to obtain insurance from a particular insurance company. Any insurance required as a condition of the extension of credit by BNC National Bank may, without affecting approval of the application for an extension of credit, be purchased from an insurance company of the Borrower's choice.
PRIVACY STATEMENT - Printable Copy