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Account Selection Guide

Account
Name

Free
Checking

WealthBuilder
Checking Account

WEALTHBUILDER
PREMIER
CHECKING

WealthBuilder
Money Market
Account

Statement
Savings

SELECTION
GUIDE

Non-interest bearing checking

An interest-bearing account with tiered rates that reward higher balances

An interest-bearing account with special benefits for other bank relationships

Higher yielding money market account

Perfect for children, first-time savers, and customers building for a CD

FREE
CHECKS

First 50

First Box

Yes

First 40

 

ATM CARD

Yes - No annual fee!

Yes - No annual fee!

Yes - No annual fee!

No

Yes - No annual fee!

INTEREST

No

Yes - Variable rate

Yes - Variable rate

Yes - Variable rate

Yes-Variable rate

ONLINE SERVICES

*Online Banking
*Bill Pay
*eStatements

*Online Banking
*Bill Pay
*eStatements

*Online Banking
*Bill Pay
*eStatements

*Online Banking
*Bill Pay
*eStatements

*Online Banking
*eStatements

BANK LINE

Yes

Yes

Yes

Yes

 Yes

FEATURES

*No per-check charge
*Unlimited check writing
 

*No per-check charge
*Check safekeeping

 

*No per-check charge
*No fee Traveler and Cashier checks
*Check safekeeping
*Cash back debit card-earn cash back rewards with purchases over $25.

*Competitive interest
*Check safekeeping
 

*Low minimum balance
*Competitive interest
 

OPTIONAL
SERVICES

*Direct Deposit
*Automatic bill payment
*Overdraft protection
*Credit Card
*Imaged Statements

*Direct Deposit
*Automatic bill payment
*Overdraft protection
*Credit Card

*Direct Deposit
*Automatic bill payment
*Overdraft protection
*Credit Card
*Imaged statements

*WeatlthBuilder Checking Account
*Imaged Statements

*Direct Deposit

SERVICE
CHARGE/
MINIMUM
BALANCE

No minimum balance
No monthly service charge

$5.00 if average daily balance for statement cycle falls below $300 during statement cycle

 

$15.00 if average daily balance for statement cycle falls below $5000. Fees waived with $15,000. combined daily balance deposit relationship or $20,000 consumer loan balances

$10.00 if average daily balance for the statement cycle falls below $1,000

$1.00 if average daily balance for the statement cycle falls below $100 - unless the customer is under age 21