Account Selection ND/MN

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Account Selection Guide
Account Name	Traditional Checking	Free Checking	WealthBuilder Checking Account	WealthBuilder Money Market Account	Statement Savings
SELECTION GUIDE	Low minimum, non-interest bearing checking	Non-interest bearing checking	An interest-bearing account with tiered rates that reward higher balances	Higher yielding money market account	Perfect for children, first-time savers, and customers building for a CD
FREE CHECKS	First 50	YES!	First 200	First 40
ATM CARD	Yes - No annual fee!	Yes - No annual fee!	Yes - No annual fee!	No	Yes - No annual fee!
INTEREST	No	No	Variable rate that increases with deposit balance	Variable rate that increases with deposit balance	Yes-Variable
ONLINE SERVICES	Online Banking Bill Pay *eStatements	Online Banking Bill Pay *eStatements	Online Banking Bill Pay *eStatements	Online Banking Bill Pay *eStatements	Online Banking eStatements
BANK LINE	Yes	Yes	Yes	Yes	Yes
FEATURES	No per-check charge Unlimited check writing	No per-check charge Unlimited check writing *Cash back debit card- Earn cash back with qualified purchases	No per-check charge No fee Traveler's Checks *Cashback debit card-earn cash back rewards with purchases over $25.	Competitive interest Six preauthorized transactions per month	Low minimum balance Competitive interest *Six preauthorized transactions per month
OPTIONAL SERVICES	Direct Deposit Automatic bill payment Overdraft protection Credit Card *Imaged Statements	Direct Deposit Automatic bill payment Overdraft protection Credit Card	Direct Deposit Automatic bill payment Overdraft protection Credit Card *Imaged statements	WeatlthBuilder Checking Account Imaged Statements	*Direct Deposit
SERVICE CHARGE/ MINIMUM BALANCE	$5.00 if average daily balance for statement cycle falls below $100; service charge waived if customer chooses check safekeeping	No minimum balance	$5.00 if average daily balance for statement cycle falls below $300	$10.00 if average daily balance for the statement cycle falls below $1,000	$1.00 if average daily balance for the statement cycle falls below $100 - unless the customer is under age 21