ACH Origination

Automated Clearing House (ACH) transactions are electronic debits and credits used to send or collect dollars from any bank account in the United States. 

Your business will realize greater operating efficiencies and accounts payable with this modern collection and payment method.  

All transactions sent through the Federal Reserve today are received at their destination tomorrow.

ACH Credit Features:

• Eliminates check reconciliation

• Reduces postage costs

• Ensures prompt payment of wages, pensions, and dividends

• Funds are available on the deposit date at the receiving financial institution and through automatic teller machines

ACH Debit Features:

• Improves cash flow forecasting

• Provides your business with a fixed schedule of charges to customer accounts

• Practically eliminates collection calls through arranged payment schedules

We provide "WealthManager" Online Banking & Cash Management that will allow you to build a file of ACH transactions.  This file is delivered to the bank by modem for our processing through the Federal Reserve, which can deliver transactions to any bank in the United States the next business day.

Cash Management

With WealthManager Cash Management's high security online service, your allowed instant access to your bank accounts so you can manage your cash flow on a day-to-day basis quickly and efficiently.  You can review cash flow information as well as initiate and receive ACH files in a secure environment.

All the same features as our regular WealthManager Online Banking plus....

• Transmit wires

• ACH origination

• ACH management

Want more information?  It's Easy!
Apply Online, Visit a local branch, Fill out a Contact Us form and a banking representative will contact you, or Call us at 1-800-BNC-BANK (1-800-262-2265).

 

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