Retirement Planning

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Simplified Employee Pensions (SEPs) - SEPs have helped many businesses provide a valuable employee benefit with the costs and difficulties of other types of plans. Learn how a SEP may be helpful for your business and your personal wealth creation.

Evaluating a 401(k) Plan for Your Business - This flexible form of qualified retirement plan has become very popular with businesses and employees. Learn the benefits and drawbacks of using this type of plan to attract, retain and motivate employees.

Sub-Chapter S Corporations and Social Security - One often overlooked benefit of using a Subchapter S structure for a business is that income allocated to the Sub S shareholders through K-1's is not considered to be self employment income and therefore not subject to Social Security payroll taxes. However, wages (or W-2 income) are the basis for retirement plan contributions. Explore how to get the right combination of each to help you maximize the total return of your Subchapter S Corporation.

Disclaimer: the articles in this library are meant to be educational in nature. Each person must consider his or her objectives, risk tolerance and level of comfort when making financial decisions. In many cases, seeking the advice of competent professional advisors can ensure the decisions you make will be best suited for your situation.

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