Free Annual Credit Reports

annualcreditreport.com
 

How to obtain your FREE Annual Credit Report as provided under the FACT Act

The office website, annualcreditreport.com, is the ONLY authorized online source for you to get a free credit report under federal law.  You can get a free report from each of the three national credit reporting companies every 12 months.

 

Ordering Your Free Annual Credit Report

The three nationwide consumer reporting companies ( Equifax, TransUnion and Experian) have set up one central website, toll-free telephone number, and mailing address through which you can order your free annual report. To order, go to annualcreditreport.com, call 877-322-8228, or complete the Annual Credit Report Request From and mail it to:

Annual Credit Report Request Service

P.O. Box 105281

Atlanta, GA 30348-5281

 

Do not contact the three nationwide consumer reporting companies individually.  They are only providing reports through the contacts listed above.